June 2009

One of the benefits of index funds and exchange traded funds is that they allow you to easily purchase a low cost diversified investment product.� Diversification is a key concept in investing so this is an important factor.� For example if you want to buy a fund that contains only American companies then a S&P500 […]

Dividend stocks are any stocks that pay some form of dividend.� However, most investors refer to companies that have a long history of paying out dividends and increasing those dividends over time as “dividend stocks” – Dividend aristocrats is another term used for these companies. Some examples of dividend stocks are Johnson and Johnson, Proctor […]

Debt reduction is a key part of financial planning because you don’t want to be making those loan payments for the rest of your life.� However, what happens when you have your debts under controls or even…(gasp) completely eliminated?� Then you have to start investing for your retirement. Foreign exchange trading is a risky trading […]

One of the biggest concerns for retirees is the fear of running out of money. How do you know how much of your investments you can withdraw every year without running out of money? How much money can I safely withdraw from my retirement funds? Simple – use the 4% rule. This will give you […]

Stocks trade for a wide variety of prices.� Penny stocks trade for prices less than a dollar, which is what their name suggests.� Some stocks buy and sell for very high prices such as shares of Berkshire Hathaway (BRK-A) which recently sold for $131,500!� Most stocks trade between a couple of dollars and a few […]