March 2010

A Few Links

by ABC editor

Find out the best high yield savings account. What Is An Exchange Traded Fund (ETF)? Time Management Tips Intelligent Speculator | Top Stock Picks: Dividend ETF’s How to Judge the Health of a Bank Through Bank Safety Ratings The Bad Credit RemortgageA Short Guide to Retirement Plan Terminology TurboTax – Prepare Taxes Online – Free […]

Here are a few good investing and personal finance posts that I came across this week: Saving for College with a Savings Account 15 Year Mortgage – Financial Suicide? Exchange Traded Funds (ETFs) Choices In Discount Brokerage Firms Carnivals Tax Carnival #67: A Pot of Tax Gold – Don’t Mess With Taxes Toby Something Finances – […]

A tax sheltered annuity (TSA) is a tax-deferred plan for employees of public schools. This means that contributors can allocate a portion of their gross wages each year to the tax-sheltered fund. TSAs or 403(b) plans are open to employees of tax-exempt organizations such as 1-12 public schools, colleges, universities, libraries, charities and churches. The […]

Short Selling Stocks

by ABC editor

Short selling stocks is a method of betting against a stock. You borrow stocks from your broker and sell them a view to buying them back at a lower price. Short sellers hope to profit from market declines, or when a stock is hit with unexpected bad news leading to a tanking of the share […]

What Are Junk Bonds?

by ABC editor

A junk bond or high-yield bond is a bond rated at “speculative” grade or at “less than investment grade,” likely BB or lower. Its bond has to be markedly higher than a triple A bond to attract investors, and to make up for the additional risk of possible default. As a measure of comparison, the […]

One of the age old debates about investment retirement accounts is whether it is better to have your money in an account where you contribute pre-tax money (ie 401k plan or Traditional Roth) or in post-tax accounts such as a Roth IRA. Unfortunately there is no one right answer so this post will cover some […]

Most of you are familiar with the 401K plan and the traditional IRA, but recent IRS changes have turned the spotlight on its lesser well-known cousin, the Roth IRA.  Recently there have been changes to allow high income earners to convert to a Roth IRA in 2010. Before we figure out whether a Roth conversion […]