A Few Links

Find out the best high yield savings account. What Is An Exchange Traded Fund (ETF)? Time Management Tips Intelligent Speculator | Top Stock Picks: Dividend ETF�s How to Judge the Health of a Bank Through Bank Safety Ratings The Bad Credit RemortgageA Short Guide to Retirement Plan Terminology TurboTax – Prepare Taxes Online – Free […]

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Some Investing Post Links

Here are a few good investing and personal finance�posts that I came across this week: Saving for College with a Savings Account 15 Year Mortgage – Financial Suicide? Exchange Traded Funds (ETFs) Choices In Discount Brokerage Firms Carnivals Tax Carnival #67: A Pot of Tax Gold – Don’t Mess With Taxes Toby Something Finances – […]

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What Is A Tax Sheltered Annuity (TSA)?

A tax sheltered annuity (TSA) is a tax-deferred plan for employees of public schools. This means that contributors can allocate a portion of their gross wages each year to the tax-sheltered fund. TSAs or 403(b) plans are open to employees of tax-exempt organizations such as 1-12 public schools, colleges, universities, libraries, charities and churches. The […]

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Short Selling Stocks

Short selling stocks is a method of betting against a stock. You borrow stocks from your broker and sell them a view to buying them back at a lower price. Short sellers hope to profit from market declines, or when a stock is hit with unexpected bad news leading to a tanking of the share […]

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What Are Junk Bonds?

A junk bond or high-yield bond is a bond rated at �speculative� grade or at �less than investment grade,� likely BB or lower. Its bond has to be markedly higher than a triple A bond to attract investors, and to make up for the additional risk of possible default. As a measure of comparison, the […]

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Reasons For A Roth Conversion From 401K Or Traditional Roth

One of the age old debates about investment retirement accounts is whether it is better to have your money in an account where you contribute pre-tax money (ie 401k plan or Traditional Roth) or in post-tax accounts such as a Roth IRA. Unfortunately there is no one right answer so this post will cover some […]

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How To Convert To A Roth IRA

Most of you are familiar with the 401K plan and the traditional IRA, but recent IRS changes have turned the spotlight on its lesser well-known cousin, the Roth IRA.� Recently there have been changes to allow high income earners to convert to a Roth IRA in 2010. Before we figure out whether a Roth conversion […]

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Technical Analysis Trading

Technical analysis trading is when investors attempt to predict future price trends by relying on historic data. They use statistics that reflect investor behavior such as prices, volume, open interest, moving averages and other trading variables to make investment decisions. These data are plotted onto charts. This sort of investing is not suitable for beginning […]

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TurboTax Tax Software Review – All Editions

Click here if you are looking for a Canadian review of TurboTax (formerly Quicktax). This is a review of the popular tax preparation software TurboTax which is made by Intuit.� There are a lot of different packages for this software – Free, Deluxe, Premier, Home & Business, Business.� As well, some of those packages comes […]

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Income Tax Brackets And Marginal Tax Rates for 2010

Tax season is in full swing and as people begin to prepare their taxes some will receive a large tax refund, others will break just about even and still others will be left with a tax bill. Most experts would agree that it is best to break even. If you received a large refund or […]

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Should You Prepare Your Tax Return By Hand Or Use Tax Software?

Preparing your taxes on your own has never been easier. Tax filers have options today that were unavailable just a few short years ago. If you are in a position where do-it-yourself tax preparation is realistic then your first choice will be whether or not you will use tax preparation software such as TurboTax, H&R […]

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How Do I Set Up a 529 College Savings Plan?

This guest post is from PT of PT Money: Real Personal Finance for a Life Without Limits! Check out PT’s latest series of interviews about making extra money online using freelance writing, an online store, and more. PT is a pretty interesting guy with a blog that you should subscribe to.� He also has a […]

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What Are Money Market Mutual Funds

Money market mutual funds are mutual funds that invest in very short-term, highly liquid securities which are considered safe havens such as government securities or T-bills, certificates of deposit, and commercial paper. The funds are easily accessible and are as good as savings accounts in terms of liquidity. Money market mutual funds usually come with […]

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Should I Buy ETFs Or Index Funds?

Low cost passive investing is more in vogue than ever.� With last year’s market meltdown affecting both managed mutual funds as well as their low-cost counterparts index funds and exchange traded funds – many investors are asking why they are paying extra money for managers who manage to lose just as much money as the […]

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What Are Hedge Funds?

Hedge funds are thinly regulated private investment funds for high net worth individuals and institutions. They tend to be extremely quantitative and highly leveraged in their investing approach, coming up with proprietary �black-box� models to determine their trades. Hedge funds became popular in the 1990s when their numbers doubled, but they had a spectacular run […]

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Will There Be A Stimulus Check In 2010?

2010 is looking like a better year than 2009.� Last year there was doom and gloom everywhere.� Banks were failing or being bailed out, the dollar was falling, the stock market was falling.� Things were not looking good. This year, while unemployment is still high and the economy is sluggish, it appears that the US […]

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